Liability

Liability coverage — This helps pay expenses for injuries or deaths in accidents in which you're found at fault. It also helps pay to repair or replace the other driver's damaged property.

Collision

Collision coverage — This helps pay for damages to your vehicle from an incident related to driving, such as collisions with stationary objects and other vehicles.

Comprehensive

Comprehensive coverage — This helps pay for damages to your vehicle from an incident like hitting an animal, fire, flooding, glass damage and hail.

Uninsured and Underinsured Motorist

Uninsured and underinsured motorist coverage — This may pay for injuries to you and your passengers, as well as property damage, from an accident caused by a driver with little or no insurance.

Personal Injury Protection

Personal injury protection coverage — This helps pay for medical expenses, lost wages and more for you and your passengers, no matter who's at fault for an accident. It also covers you if you get injured as a pedestrian.

MedPay

Medical payments coverage — This helps pay for accident-related medical costs for you and your passengers, regardless of whos at fault. It also covers you if you're injured in a friend's car or as a pedestrian.